German Health Insurance Providers
List of all German Health Insurance Providers 2025
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id='f' fill='%23c8b100' stroke-width='.34'%3e%3cpath stroke-linejoin='round' d='M245.03 271.74s-1.35 1.48-1.35 2.86c0 1.39.57 2.54.57 2.54-.21-.55-.76-.94-1.41-.94-.83 0-1.5.63-1.5 1.42 0 .22.14.58.24.77l.49.99c.16-.37.54-.57.98-.57.59 0 1.08.45 1.08 1.01 0 .09-.01.17-.04.25l-1.22.01v1.03h1.09l-.81 1.61 1.07-.42.81.91.84-.91 1.07.42-.8-1.61h1.08v-1.03l-1.22-.01c-.02-.08-.02-.16-.02-.25 0-.56.47-1.01 1.06-1.01.44 0 .82.2.98.57l.49-.99c.1-.19.24-.55.24-.77 0-.79-.67-1.42-1.49-1.42-.66 0-1.21.39-1.41.94 0 0 .57-1.15.57-2.54 0-1.38-1.39-2.86-1.39-2.86z'/%3e%3cpath d='M242.87 281.11h4.36v-1.03h-4.36v1.03z'/%3e%3c/g%3e%3cuse xlink:href='%23f' x='10.63'/%3e%3cuse xlink:href='%23f' x='5.31' y='9.14'/%3e%3c/g%3e%3c/g%3e%3c/g%3e%3c/svg%3e "Spanish")
3.8/5
Premium from 165 €
Benefits
- Global brand recognition
- Strong expat/international plans
- Financially very stable
Suitable for
- Expats
- Self-Employed
- High-income employees
AOK
3.6/5
Premium from 142 €
Benefits
- Largest provider network in Germany
- Strong local presence, especially rural areas
- Good preventive health programs
Suitable for
- Families
- Students
- Employees
ARAG Krankenversicherung
3.8/5
Premium from 190 €
Benefits
- Strong coverage-to-cost ratio
- Good supplementary options
- Stable premiums
Suitable for
- Expats
- Self-Employed
- Freelancer
AXA Global Healthcare
Premium from 300 €
Benefits
Suitable for
- Self-Employed
- High-income employees
- Freelancer
Barmenia Krankenversicherung
3.7/5
Premium from 170 €
Benefits
- Wide range of supplementary plans
- Good dental options
- Flexible tariff adjustments
Suitable for
- Expats
- Self-Employed
- High-income employees
Barmer
3.7/5
Premium from 142 €
Benefits
- Family-friendly services
- Strong digital app & support
- Extensive preventive care programs
Suitable for
- Families
- Students
- Freelancer
Continentale Krankenversicherung
3.6/5
Premium from 195 €
Benefits
- Traditional PKV with stable tariffs
- Strong service network
- Good for long-term contracts
Suitable for
- Expats
- High-income employees
- Freelancer
DAK-Gesundheit
3.4/5
Premium from 142 €
Benefits
- Strong preventive & wellness focus
- Good fitness subsidies
- Bonus programs available
Suitable for
- Families
- Expats
- Students
Debeka
4.1/5
Premium from 46 €
Benefits
- Largest PKV provider
- Strong premium stability
- Wide tariff selection
Suitable for
- Families
- Expats
- High-income employees
Die Bayerische - BBL
3.5/5
Premium from 175 €
Benefits
- Niche PKV product (BBL plan)
- Good dental benefits
- Flexible tariffs for freelancers
Suitable for
- Self-Employed
- High-income employees
- Civil servants